Merchant One

Fast and efficient point of sale transaction processing is important when it comes to helping your customers feel good about doing business with you. Your customers also need to feel secure when paying for your goods or services with a credit or debit card. Since so many transactions are conducted using credit and debit cards, point of sale security is something that all businesses need to take very seriously. Any lapse in point of sale security can potentially cost a company a lot of money. It could even cost them their entire business. To help ensure that your transactions and customer data are secure, make sure you put these important measures into practice. The Importance of EMV Readers  Many businesses miss one of the simplest ways to make their credit card transactions more secure. By using an EMV card reader, you can eliminate a common source of credit card fraud and data theft. EMV card readers are devices that read the chips on customers’ credit and debit cards.

Credit card processing is something that sounds both simple and complex at the same time. Simply put, credit card processing involves accessing and transferring funds from a customer’s account to a merchant’s account when paying for something with a credit or debit card. The process itself takes several important steps to ensure accuracy and security. At the same time, it all has to happen in a matter of seconds. Here’s how it works. Credit Card Processing: Step by Step   When a customer makes a purchase using a credit card—either at a cash register, over the phone, or online—that payment has to go through a few steps. That’s where a merchant processor comes in. This is a company that takes a merchant’s credit card transactions and translates them into the money paid for its products or services. First, the customer’s bank is contacted using the card info that is swiped or entered. That info has to be verified as accurate, and the availability of funds has to be confirmed. On